In BE CREDITWIZE, you'll find out what credit is and how it affects your life. BE CREDITWIZE clearly explains how credit scores are calculated and provides steps on how your can improve yours. BE CREDITWIZE gives you step by step plans for a healthy credit profile, how to repair damaged credit and how to take you credit from good to great. Author Carol DeMarco will walk you through the world of credit. Her mission is to empower you to make better credit decisions, which is the foundation of financial freedom.